╔---------－--------------------SUPERLYRICS---╗
｜九九Lrc歌词网免费提供Lrc歌词搜索、Lrc歌词下载｜
｜ 　　感谢你推荐www.99Lrc.net给你的好友使用　 ｜
╚----------－----------------------------.NET-╝
歌手名：新概念第四册
歌曲名：12
专辑名：hgjjhjj
感谢｛hjgkjg｝辛苦编辑Lrc歌词，并提供给大家分享
Lesson 12 Banks and their customers
First listen and then answer the following question.
Why is there no risk to the customer
when a bank pr-ints the custo-mer＇s name on his cheques?
When anyone opens a current account at a bank,
he is lending the bank money,
repayment of which he may demand at any time,
either in cash or by drawing a ch-eque in favour of another person.
Primarily, the banker-customer relationship is that of debtor
and creditor-who is which depend-ing on whether
the customer＇s account is in credit or is overdrawn. But,
in addition to that basically simple concept,
the bank and its customer owe a large number of obligations
to one another. Many of these obligations
can give rise to problems and complicat-ions
but a bank cust-omer, unlike, say, a buyer of goods,
cannot complain that the law is loaded against him.
The bank must obey its custo-mer＇s instruc-tions,
and not those of anyone else. When, for example,
a customer first opens an account,
he instructs the bank to debit his account
only in respect of cheques dr-awn by himself.
He gives the bank specimens of his signat-ure,
and there is a very firm rule that the bank has no right
or authority to pay out a cust-omer＇s money on a cheque
on which its customer＇s sign-ature has been forged.
It makes no dif-ference that the forgery
may have been a very skilful one:
the bank must recognize its customer＇s signature.
For this reason there is no risk to the customer in the practice,
adopted by bank,of printing the customer＇s name on his cheques.
If this facili-tates forgery,
it is the bank which will lose,not the custo-mer.